Taking financial futures above and beyond

Hundreds of thousands of Americans have entrusted us with their financial futures and our commitment to customers is as strong as ever.

Since 2000, we've paid over $14 billion in guaranteed income benefits to our valued contract owners, including more than $1.5 billion last year.¹

Our "A++" rating by AM Best follows more than 40 consecutive years of an "A" or higher rating.² This means you can have confidence knowing we'll be here when you need us.

At MassMutual Ascend, we are making the impossible feel possible. Hear how a few of our customers are taking their financial futures above and beyond.

¹Data as of December 31, 2024. The guaranteed income benefit amount includes annuity benefit payments under immediate and deferred annuities, income benefit payments under guaranteed withdrawal benefit riders and contract withdrawals taken by owners after their rider benefit payments began.

²AM Best rating of “A++” (Superior) affirmed on October 23, 2025. AM Best rating of “A++” is the highest of 16 ratings. S&P rating of “AA” (Very Strong) upgraded on February 20, 2025. S&P rating of “AA” is the 3rd highest of 21 ratings.

Products issued by MassMutual Ascend Life Insurance Company^SM (Cincinnati, Ohio), a wholly owned subsidiary of Massachusetts Mutual Life Insurance Company (MassMutual). For use with contract form numbers P1020203NW, P1020212ID, ICC25-P1174525NW, P1138919NW, P1138919ID, ICC24-P1172524NW, P1088011NW, P1088011ID, P1088111NW, P1088111ID, ICC25-P1174925NW, ICC24-P1172024NW, ICC21-P1151621NW, P1074514NW, P1074514ID, ICC25-P1470025NW, ICC21-P1152021NW, ICC21-P1152121NW, ICC21-P1476721NW, P1140119NW, P1140119ID, P1140219NW, P1140219ID, P1146620NW, P1146620ID, P1110416NW, P1110416ID, ICC20-P1144420NW and ICC20-P1144420NW-NoMVA, ICC20-P1144520NW and ICC20-P1144520NW-NoMVA, ICC20-P1474420NW and ICC20-P1474420NW-NoMVA, P1134618NW, P1134618ID and P1134618ID-NoMVA, P1112916NW, P1112916ID, P1129918NW, P1129918ID and P1129918ID-NoMVA, ICC24-P1825224NW, ICC24-P1833624NW, ICC24-P1850824NW, ICC24-P1841724NW, and ICC24-P1841624NW. Form number and features may vary by state. Products not available in all states.

All guarantees subject to the claims-paying ability of MassMutual Ascend Life Insurance Company. 

This content does not apply in the state of New York.

Not a bank or credit union deposit or obligation – Not FDIC or NCUA-insured – Not insured by any federal government agency – May lose value – Not guaranteed by any bank or credit union