Insights
When it comes to planning for a secure financial future, there are a lot of factors to consider – like market volatility, interest rates and social security, to name a few. Explore our insights library for information and resources that can help.
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Lock in your growth opportunity with a cap lock strategy
With a cap lock strategy, you earn interest annually when index performance is positive. The amount of interest credited is limited by a cap. The cap is "locked in" or guaranteed for the length of the early withdrawal charge period.
Beyond Annuities: Protecting your legacy with estate planning
Estate planning is an important step in securing your legacy. It helps ensure that your assets are distributed according to your wishes, may reduce potential conflicts among family members, and can even minimize taxes and legal complications.
Getting to know Single Premium Immediate Annuities
If you are looking for immediate, guaranteed income, a Single Premium Immediate Annuity may be right for you! A Single Premium Immediate Annuity (SPIA) allows you to turn your savings into a guaranteed stream of income.
How money earns interest in a fixed-indexed annuity
Consider how a fixed-indexed annuity could help take your financial future above and beyond. Fixed-indexed annuities offer multiple interest strategies to help you build your savings. These can include declared rate strategies and indexed strategies.
Is a fixed annuity right for me?
When you envision a future that fulfills you, maybe you see yourself traveling, cooking, spending time with family or discovering a new hobby. Whatever it is, our goal is to help you navigate your future with confidence. Consider how a fixed annuity could help take your financial future above and beyond.
Is a fixed-indexed annuity right for me?
When you envision a future that fulfills you, maybe you see yourself traveling, cooking, spending time with family or discovering a new hobby. Whatever it is, our goal is to help you navigate your future with confidence. Consider how a fixed-indexed annuity could help take your financial future above and beyond.
Beyond Annuities: Making Sense of Medicare
At MassMutual Ascend, we don't just offer products to help you reach your retirement goals. We're going above and beyond annuities to provide you with the tools and resources you need to make informed decisions as you plan ahead. If you're like most pre-retirees, enrolling in Medicare is in your near future - and it's not always as simple as enrolling at age 65.
Getting to know annuities
At MassMutual Ascend, we are committed to going above and beyond – so when it comes to your financial future, the impossible feels possible. One way to elevate your financial future could be with an annuity.
Beyond Annuities: Market risks to consider as you plan for your financial future
At MassMutual Ascend Life Insurance Company, we understand the importance of a secure financial future. That's why we don't just offer products to help you reach your goals - we also provide educational tools and resources that can help you prepare for and overcome possible obstacles you may face as you plan ahead. Have you considered these market risks as you are planning for your financial future?
History of annuities
An annuity is a financial product that’s designed to protect and grow your money, and then provide a stream of guaranteed income.
See how your financial future adds up
Preparing for a secure financial future involves finding a product that can help you reach your goals.
Power of tax-deferred growth
Tax-deferred growth can play a fundamental role in the growth of your retirement savings.
Building a customized financial legacy
John and his wife Jane are the joint owners of an annuity contract from MassMutual Ascend Life Insurance Company.
Waiting for higher interest rates? It could cost you!
You already know that the interest rate your money earns plays a big role in how much you accumulate, but did you know that when you start earning interest may be just as important?
The importance of financial literacy
It's important to learn about key aspects of financial health and how to establish and maintain healthy financial habits.
Retirement planning worksheet
While there are many factors to consider when planning for your future, the following worksheet from MassMutual Ascend provides some general questions to help you get on the right track for reaching your goals.
Different types of annuities
When it comes to planning for your future, there’s no one-size-fits-all approach, so which annuity is right for you? At MassMutual Ascend, we offer a broad range of annuities to help meet your unique needs: immediate, fixed, fixed-indexed and registered index-linked annuities.
Leaving a legacy
Your beneficiary can reduce this tax burden by choosing to stretch out payments rather than taking a lump sum. Stretching out payments allows the money to grow tax-deferred, spreads the tax liability across multiple years and may avoid higher tax brackets.
Getting to know inherited annuities
If you are a non-spousal beneficiary, you have the option to put the money you inherited into an inherited annuity from MassMutual Ascend!
Your guide to Required Minimum Distributions
A Required Minimum Distribution, or RMD, refers to the minimum amount you must withdraw from your tax-qualified annuity or account each year.
Have questions? Get in touch with a financial professional.
If you’re interested in learning more about an annuity from MassMutual Ascend, we can connect you with a financial professional who can help.